© Copyright 2014 Direct Retirement Solutions. All rights reserved. 421 Loudon Road · Albany, NY 12211 · Phone : 518.362.2119 · Fax: 518.207.9041 · Toll free: 866.796.1173Investment Advisory Services are provided by investment adviser representatives of DR Advisory Services, LLC an S.E.C. registered investment adviser located in the State of New York. For information pertaining to the registration status of DR Advisory Services, LLC please contact the U.S. Securities and Exchange Commission on their web site at www.adviserinfo.sec.gov.